💳 Loan Payoff Calculator
Find your debt-free date and discover exactly how much you save by paying extra each month.
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%
$
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Debt-free in
0 months
Total interest
$0
Total paid
$0
Interest saved vs. minimum
$0
Time saved vs. minimum
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Payment schedule preview
The first six payments of your payoff plan
| Month | Payment | Interest | Principal | Balance |
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Get debt-free faster
Proven strategies to wipe out loans and credit cards.
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Avalanche method
Pay extra on your highest-interest debt first. Mathematically, this saves the most money over time.
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Snowball method
Pay off the smallest balances first for quick wins and motivation — even if it costs a bit more interest.
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Round up payments
Round your payment up to the nearest $50 or $100. It feels small but shaves months off your payoff.